Terms of Service

1. Agreement to Terms

These Terms of Service form a binding agreement between you and Lugha — Learn Upskill Grow Harness AI Limited (trading as "LUGHa," "we," "our," or "us"), a private company limited by shares incorporated and registered in Ireland. By accessing or using our services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing our services.

2. Company Information

• Legal name: Lugha — Learn Upskill Grow Harness AI Limited
• Trading name: LUGHa
• Company type: Private company limited by shares (LTD)
• Place of registration: Ireland
• Contact email: info@lugha.ie

3. Use License

Permission is granted to access and use our educational materials for personal, non-commercial learning purposes. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Lugha — Learn Upskill Grow Harness AI Limited at any time.

You may not:

• Modify or copy our materials without permission
• Use the materials for any commercial purpose
• Share course access credentials with others
• Attempt to reverse engineer any aspect of our services
• Remove any copyright or proprietary notations

4. Course Enrollment and Payments

When you enrol in a LUGHa course:

• You agree to provide accurate and complete payment information
• All fees are stated in Euros (EUR) unless otherwise specified
• Payment is required at the time of enrolment
• Course access begins upon successful payment confirmation
• Promotional prices and discounts may be subject to specific terms

5. Refund Policy

We offer a satisfaction guarantee:

• Full refund available within 14 days of course start date
• Refund requests must be submitted in writing to info@lugha.ie
• Refunds are processed within 10 business days
• No refunds after 14 days or 50% course completion, whichever comes first

6. User Conduct

You agree to use our services responsibly and respectfully. You must not:

• Harass, intimidate, or harm other users or instructors
• Post or share offensive, illegal, or inappropriate content
• Violate any applicable laws or regulations
• Impersonate any person or entity
• Interfere with the proper functioning of our services

7. Intellectual Property

All content, materials, and intellectual property made available through LUGHa, including but not limited to course materials, videos, text, graphics, logos, and software, are owned by or licensed to Lugha — Learn Upskill Grow Harness AI Limited and are protected by copyright, trademark, and other intellectual property laws.

8. Disclaimer of Warranties

Our services are provided "as is" without warranties of any kind, either express or implied. Lugha — Learn Upskill Grow Harness AI Limited does not warrant that:

• The services will meet your specific requirements
• The services will be uninterrupted, timely, secure, or error-free
• The results obtained from the use of services will be accurate or reliable

9. Limitation of Liability

To the fullest extent permitted by law, Lugha — Learn Upskill Grow Harness AI Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses. Nothing in these Terms limits any liability that cannot be limited under Irish law.

10. Account Termination

We reserve the right to suspend or terminate your account and access to our services at our sole discretion, without notice, for conduct that we believe violates these Terms of Service or is harmful to other users, us, or third parties, or for any other reason.

11. Governing Law and Jurisdiction

These Terms of Service shall be governed by and construed in accordance with the laws of Ireland, without regard to its conflict of law provisions. The courts of Ireland shall have exclusive jurisdiction to settle any dispute arising out of or in connection with these Terms.

12. Changes to Terms

We reserve the right to modify or replace these Terms of Service at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

13. Contact Information

If you have any questions about these Terms of Service, please contact Lugha — Learn Upskill Grow Harness AI Limited at:

Email: info@lugha.ie